How do you survive financially if a spouse drags out the divorce?
How do you survive financially if a spouse drags out the divorce?
Ideally, you get married and stay that way for the rest of your life. All marriages have their ups and downs, and there might be times you decide you could happily end your marriage and move on, but you can always fight for it if your problems aren’t too big. Sometimes you have to put your personal feelings aside in the moment and realize you do love your spouse despite not currently liking him or her very much. In other situations, divorce is the only option. When a spouse has an addiction that’s tearing the family apart, sometimes it’s the best option to leave. When a spouse cheats, steals, lies, or abuses you or your kids, it’s time to get out.
It’s a personal decision, but it’s one some people are forced to make despite not wanting to make such a drastic decision. When you make the decision to divorce, your spouse might not want to go through with the divorce. If this is the case, you might find your spouse makes things very difficult on you during the process. He or she might be so upset with you that they can’t handle the situation, and they might decide to drag things out either hoping you’ll rethink the divorce or just to upset you further. If your spouse drags out the divorce, you might wonder how you’ll survive financially.
If one spouse is dragging things out in a way that doesn’t allow you financial stability, you’ll want to try mediation. This is a good way to have your assets and debts laid out for you to view with someone impartial in the room with you. This person can help you both determine what you want to keep, what you want to sell, and who gets what.
If finances are an issue for one or both parties, it’s helpful to see if you can split a few of the assets involved in the marriage and sell them. This way you can both split the cash and stay afloat during the process. The only problem with this situation is you might not find your spouse is agreeable to this situation. If he or she is already dragging out the divorce, he or she might not want to use mediation as a way to help you stay financially above water.
Go Back to Work
It’s an option many people don’t want to consider, but it’s something you might need to do until your divorce is finalized and you’re receiving alimony to help you pay the bills. It’s not what many people want, but it’s the only way in many instances to help you stay financially stable while your divorce is being finalized.
Seek Financial Help
If your spouse is dragging out your divorce, you must find a way to help pay for things you both still own. If you’re living in the home you shared and own together, you can ask the court to require your spouse to continue paying half the bills while the divorce is ongoing. If you have kids, your spouse is obligated to help you pay for their needs and their well-being.
If you’re struggling during the divorce process, ask the judge for help if need be. An attorney can help you find a way to speed up the process and work on getting things in order. You have a chance to make this process go a little faster, especially if your spouse is looking for arbitrary reasons to extend the divorce for no real reason. A divorce attorney can help if you let him or her do their job for you.
The financial aspect of a divorce is typically one of the most difficult situations throughout the process. Finances are a fickle subject. Money is one of the biggest reasons people decide to end marriages. Financial struggles are real no matter how much or how little you have, and the different ways in which people view their finances often makes it difficult for them to stay married. On the other hand, it’s sometimes the reason people forgo filing for divorce. It’s not cheap, and it’s not something many couples are sure they can handle.
A mom or dad who stays home with the kids and makes no money outside the home might find it very difficult to go through with a divorce thanks to financial fears. It’s not always easy to deal with the financial aspect of a divorce, and it’s made even more difficult when one spouse continues to drag out the divorce. He won’t sign the papers. He won’t agree to anything. He continuously contests all of it, and it’s not easy to deal with that kind of situation. When this happens, how do you survive?
File for Financial Support
The cost of a divorce is not always affordable, and the problem is that sometimes you can drag things out so long and so hard you struggle financially. The good news for you is that you can get some financial support from your spouse even if he is making the entire process more difficult than it must be. He or she can drag things out as long as they’d like, but you can file for financial support.
Your state has a financial affidavit available able the local courthouse. Go to the Clerk of Court’s office, get the paper, and fill it out. The moment it’s submitted, you must only wait for the court to review your need for financial support, your reasons, and the proof you provide the court. A judge will go over the paperwork and call for a hearing.
At the hearing it will be determined whether you get the financial support you need. You can claim the spouse you’re divorcing has more money and is not helping you with the financial aspect of the things you still own together, and the court will require he helps you pay for those expenses. It’s not always quick or easy, but it’s possible. If you have kids, the court will require he is there to pay for at least a portion of the expenses it takes to raise kids. He’s required to help.
The only time this might not work is if your spouse doesn’t work. If your spouse is not working and you cannot handle the expenses on your own, there is a chance the judge in your case might allow you to start selling assets to help cover the cost of your bills. It’s all dependent on the personal information you provide as well as a case-by-case situation.
Call an Attorney
If you want to find financial help when your spouse is dragging things out and making them more complicated than they must be, call an attorney. Your attorney is experienced in situations like this, and he or she knows how to find you the financial support you need as well as file the paperwork. An attorney can make the entire situation much easier.
When you get married, you are excited about sharing a household. You’re excited about buying a home with your new spouse, investing in your future together, and even saving for retirement together. Everything is new and exciting, and it’s all abou the “Us” in your relationship. You’re not thinking for one moment you’ll ever struggle financially because of a divorce. When that happens, it’s a shocking realization to know that you’re unable to do anything with the “us” money you’ve been saving, the home you both own, and the financial assets being held captive during your divorce.
If you’re short on cash because you chose to stay home with the kids while your spouse worked, you might struggle during the divorce process. You can’t sell anything you jointly own to make ends meet during the divorce process because most of it is tied up in the divorce. If your spouse is being vindictive and dragging things out, you could struggle financially for years. What are you to do when your spouse keeps putting off hearings, mediations, and forgoing any signatures until the last possible legal moment?
Get Your Finances in Order
Sometimes one spouse has no idea what kind of financial situation the family is in if one spouse works and controls all the funds. If this is the case, you need to take note of your finances and become familiar with them. If your spouse won’t allow you any access to funds because he or she is the sole provider and feels the money belongs to them, you can ask the judge to allow you a chance to become involved in the finances.
Your spouse might be the only one who works, but your marriage entitles you to a portion of his or her income even if your job is raising the kids and caring for the household rather than bringing home a paycheck. A judge will help you figure out your financial situation by requiring your spouse shares the family financial information with you.
Work Out a Payment Plan
If you’re worried about paying for your attorney and his or her mounting bills during a highly contested divorce or one your spouse insists on dragging out far longer than necessary, it’s time to talk to your attorney. He or she is probably willing to work out a payment plan that fits well within your monthly budget so you can pay your bills each month in a timely fashion. Asking never hurts, and it’s a good idea to do this before things are out of control in your financial world.
Establish Credit of Your Own
One thing you should be doing is establishing credit of your own when you divorce. This is a card that’s not tied at all to your spouse, and it’s in your name only. Not only will this help you figure out how to survive when you’re going through a divorce, it also helps you build a good credit score so you can buy a home or even a car of your own when your divorce is finalized. Just be sure your new card is in your name only, and ask your attorney if it’s considered a marital asset even if you’re separated and in the divorce process. The law regarding this differs in every state.
Ask for Financial Support
A court will consider your request if you’ve given up your own career to raise your family and your spouse is not helping during the divorce. The judge might require your spouse continues to pay the household bills depending on his or her monthly income, which means you can still live comfortably while he or she drags out the divorce.
Once the divorce is finalized you’ll begin receiving child support and/or alimony payments, and you can use those to help you stay afloat when his or her income no longer supports your entire household. Once the divorce is finalized and you’re receiving this income, you might be required to return to work to make a living of your own. It’s not always easy to do this when you’re out of the workforce for so many years raising kids, but it’s something many people are doing when their divorce is over.
If your spouse is continuously dragging out the divorce, you might not be able to do much about it so long as he or she is getting things done on time even if it is last minute. You might realize he or she is only doing this to hurt you, but the law is the law. You can survive financially, but it might require speaking to your attorney about how you can make it happen.